{"id":91,"date":"2018-11-01T21:28:35","date_gmt":"2018-11-01T21:28:35","guid":{"rendered":"https:\/\/www.kleinfamilydentistry.com\/blog\/?p=91"},"modified":"2018-11-26T21:30:34","modified_gmt":"2018-11-26T21:30:34","slug":"dentist-harrisburg","status":"publish","type":"post","link":"https:\/\/www.kleinfamilydentistry.com\/blog\/2018\/11\/01\/dentist-harrisburg\/","title":{"rendered":"Maximize Your Insurance Benefits with a Dentist in Harrisburg"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"alignright size-medium wp-image-92\" src=\"https:\/\/www.kleinfamilydentistry.com\/blog\/wp-content\/uploads\/2018\/11\/AdobeStock_94425459__1541014091_40195-300x200.jpg\" alt=\"Dental insurance paper.\" width=\"300\" height=\"200\" srcset=\"https:\/\/www.kleinfamilydentistry.com\/blog\/wp-content\/uploads\/2018\/11\/AdobeStock_94425459__1541014091_40195-300x200.jpg 300w, https:\/\/www.kleinfamilydentistry.com\/blog\/wp-content\/uploads\/2018\/11\/AdobeStock_94425459__1541014091_40195-768x512.jpg 768w, https:\/\/www.kleinfamilydentistry.com\/blog\/wp-content\/uploads\/2018\/11\/AdobeStock_94425459__1541014091_40195.jpg 800w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>Did you know that millions of Americans waste billions of dollars in dental insurance benefits each year? It\u2019s true. Most insurance plans don\u2019t rollover your benefits into the next year, so when January 1<sup>st <\/sup>comes around, any unused benefits will be gone forever. Don\u2019t let your hard-earned benefits go to waste! Keep reading to learn how to get the most out of your dental insurance and why it\u2019s important to use your benefits before the end of the year with a dentist in Harrisburg.<\/p>\n<p><!--more--><\/p>\n<h2>Do You Know Your Yearly Maximum?<\/h2>\n<p>Your yearly maximum is an important number to know. It\u2019s the most amount of money your insurance plan is willing to pay for dental work in one year. The average yearly maximum is around $1,000 per year, but it can vary based on your insurance. It\u2019s important to know what your maximum is so you know how much dental money you\u2019re working with for the upcoming year. Any unused benefits won\u2019t rollover after December 31<sup>st<\/sup>.<\/p>\n<h2>What\u2019s Your Deductible?<\/h2>\n<p>The deductible is the amount of money you must pay out of pocket before your insurance can step in to cover cost. This fee will vary based on your insurance plan, and if you see an out-of-network provider, you may have a higher deductible. Your deductible will also restart after December 31<sup>st<\/sup>, and the average fee is around $50 per year.<\/p>\n<h2>Do You Pay Premiums?<\/h2>\n<p>If you pay premiums, you need to be using your benefits. This is money taken out of each paycheck to help cover dental costs and provide dental benefits to you. The only problem is if you\u2019re not seeing your dentist, you\u2019re paying premiums that are being wasted. Even if you don\u2019t have any dental issues, you should still see your \u2018dentist near me\u2019 for twice-a-year checkups and cleanings. This will ensure you\u2019re cashing in on your benefits, while also keeping your mouth healthy.<\/p>\n<h2>Do You Have Any Oral Health Issues?<\/h2>\n<p>Besides saving money, utilizing your dental benefits before the year ends will ensure that you\u2019re keeping up with your oral health too. Many people delay dental treatment because of the expected cost, time commitment, or severity of the dental issue. But, if you prolong the dental work you need, you could be putting yourself at risk for more extensive and expensive treatment in the future.<\/p>\n<p>Now that you know why it\u2019s so important to use your <a href=\"https:\/\/www.kleinfamilydentistry.com\/dental-insurance.html\">dental insurance benefits<\/a>, do you have an appointment set up before the year ends? Contact your local dentist to keep your teeth healthy and your pocketbook full.<\/p>\n<h2>Meet the Dentist<\/h2>\n<p>A graduate of NYU College of Dentistry, Dr. Gary M Klein provides high-quality care to all of his patients. He is committed to staying up-to-date on the latest in dentistry, which is why he takes continuing education courses. He currently practices at Klein Family Dentistry, where he is an in-network participant with various major insurance companies. For any questions, he can be contacted through is <a href=\"https:\/\/www.kleinfamilydentistry.com\/contact-us.html\">website<\/a> or by phone at (717) 652-6644.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Did you know that millions of Americans waste billions of dollars in dental insurance benefits each year? It\u2019s true. Most insurance plans don\u2019t rollover your benefits into the next year, so when January 1st comes around, any unused benefits will be gone forever. Don\u2019t let your hard-earned benefits go to waste! Keep reading to learn [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"_links":{"self":[{"href":"https:\/\/www.kleinfamilydentistry.com\/blog\/wp-json\/wp\/v2\/posts\/91"}],"collection":[{"href":"https:\/\/www.kleinfamilydentistry.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.kleinfamilydentistry.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.kleinfamilydentistry.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.kleinfamilydentistry.com\/blog\/wp-json\/wp\/v2\/comments?post=91"}],"version-history":[{"count":1,"href":"https:\/\/www.kleinfamilydentistry.com\/blog\/wp-json\/wp\/v2\/posts\/91\/revisions"}],"predecessor-version":[{"id":93,"href":"https:\/\/www.kleinfamilydentistry.com\/blog\/wp-json\/wp\/v2\/posts\/91\/revisions\/93"}],"wp:attachment":[{"href":"https:\/\/www.kleinfamilydentistry.com\/blog\/wp-json\/wp\/v2\/media?parent=91"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.kleinfamilydentistry.com\/blog\/wp-json\/wp\/v2\/categories?post=91"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.kleinfamilydentistry.com\/blog\/wp-json\/wp\/v2\/tags?post=91"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}